I need a plan B...

[Caroline]

I am amazed at Bill's ability to do what he does!  I personally would not feel comfortable even attempting it just due to my total lack of knowledge.

I agree totally with Mataribot.  It's just not worth the chances here.   No doctor is going to get on board and if you have any other medical issues or prescriptions, you need to be able to tell them what you are taking.  Better to follow the rules.

In an unrelated story, back when my husband was in the military and seat belts were required on base (but most states still weren't requiring them yet) he was pulled over.  Neither of us had on a seat belt.  He was told that even off base if he wasn't wearing a seat belt and was in an accident, the military could refuse his benefits.  We've buckled up ever since!  Point being, here there can be repercussions in many ways if one doesn't follow the rules, not just legally but health and life insurance can (not saying they would be just that it is possible) be affected as well.

You are 100% correct. You can denied services or asked to pay them back if your are caught by your insurance conpany.

I understand it's just not worth the risk  

Gives me also the impression that we over here in the Netherlands have quite some more freedom on deciding about ourselves.
The government is fighting to limit this, and also Europe does that, but we fight back