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Psoriasis prescription payments

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Psoriasis prescription payments
Kat Offline
Take my advice; I don't use it anyway.
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#11
Sat-29-06-2019, 19:23 PM (This post was last modified: Sat-29-06-2019, 19:24 PM by Kat. Edited 1 time in total.)
I'd have to write a book to explain it.  Confused

But I'll try to make it short.  Here in the United States most have a prescription plan (that is separate from medical).  The cost varies greatly per prescription and also depends on what pharmacy you use.  Generic brands run cheaper when available.  My cost is usually anywhere from $1 to $100+ depending on the prescription.  Right now my cheapest prescription is around $5 and the most expensive runs a little over $100 (for an inhaler).  Most of my other prescriptions are in the $10 - $20 range. All of those costs are for a 30 day supply.  Like most insurance some plans pay better than others.  I would say ours is on the "average" side of things. (Low income usually receives all medications at no cost, with some exceptions)   I add that as it seems in that regard there is a lot of misunderstanding in how the system over here works.

For biologics it really varies.  Stelara was billed through my medical insurance using bill and buy (where the hospital buys it and administers it) and my cost was $0.  Cosentyx went through my prescription plan's specialty pharmacy and with the Cosentyx Co pay as well as my prescription plan co pay it was $0.  Taltz is going through a different specialty pharmacy and Taltz has a plan that makes my cost $5.  I do not know why they are handled so differently other than due to the high costs the doctor's have found the best deals for their patients and go in that direction perhaps.  Obviously there aren't too many people willing (or able) to pay the $10,000+ per injection so it's their way of working it out I guess.  Makes no sense to me.  I would be curious as to how much the company ACTUALLY makes per injection.  And since I doubt it's anywhere near what they list as the cost, I don't know why they can't just lower the cost but I'm sure there is some business strategy involved somewhere making them more money.
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Caroline Offline
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#12
Sat-29-06-2019, 20:57 PM
Over here in Holland the prescription is not so difficult.

My prescription for DMF first time must be given by a dermatologist, and you must be a bit lucky, stubborn and sticking to have it for Psoriatic Arthritis, otherwise I have to go to a rheumatologist who will give me only garbage.
The DMF substance is in a so called Z-index and therefore “must” be covered in the base insurance of the insurance companies. This “must” is a rule from government.
Still insurance companies have possibilities to refuse to pay for prescriptions on various other rules that exist, there is a forest of rules.

After the first prescription also the GP can prescribe, in most cases people will stay with their Dermatologist for the prescriptions and checkups. I am with my GP, so I have to take care of my own checkups.

Every year there is a new starting personal risk amount of about € 385,- after you have paid this part yourself, all other costs are covered by the insurance for the rest of the year.

I don’t know how this works for the people with less money as this can be quite a problem for them, but I guess there will be possibilies to get this also covered but I am not sure about that.

My autovaccine therapy is not covered at all. But.... it is extremely cheap. I only pay the costs for the material and the work on the blood itself, which is about € 180,- . And I got a discount. Big Grin
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Fred Offline Author
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#13
Sat-29-06-2019, 21:30 PM
Thank you both for the replies, it's interesting the different ways countries (and the Bill's of this world) work.

Anyone else want to add more ? We have members from around the world and some in different circumstances so chip in if it's different for you.
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